Waitlist now open
Cut your borrowing
costs by up to %.
With any lender.
Most businesses overpay for capital because the system wasn't designed with them in mind. We're changing that.
Free to join. No commitments.
Most businesses overpay for capital because the system wasn't designed with them in mind. We're changing that.
Free to join. No commitments.
The real problem
Founders apply to 4, 5, sometimes 8 lenders — uploading the same documents, answering the same questions, waiting weeks for a maybe. All while running a business that doesn’t pause for loan applications.
MCAs, revenue-based loans, factoring, PO financing, lines of credit — each with its own stacked rates, undisclosed commissions, and vague approval criteria. The less you understand, the higher the cost.
Aggressive sales tactics. Data you didn’t consent to share. Brokers who trade your information. Many founders describe an “allergic reaction” to the lending experience.
A different approach
One profile. Real offers. Total privacy. Laminar gives founders a simpler way to access capital — without the noise.
Upload your documents once. Your private data room works across every lender on the platform — no re-uploading, no redundant applications.
Share your profile anonymously and we’ll bring lenders to you with real offers on your terms — no more cold calls, no runaround.
You control who sees your financials and when. No data syndication, no brokers trading your information behind your back.
How it works
Submit your profile once and let Laminar bring lenders to you — with normalized, comparable offers.
Your Profile
Submitted once
Lender A
Term Loans
Lender B
Merchant Cash Advance
Lender C
Invoice Financing
Lender D
Line of Credit
Your Profile
Submitted once
Profile sent to Laminar and shared anonymously with lenders
Matched with lenders
Lender A
Term Loans
Lender B
Merchant Cash Advance
Lender C
Invoice Financing
Lender D
Line of Credit
Normalized offers returned
Where your money goes
Broker fees, redundant applications, opaque markups — the borrowing system wasn’t built for you. And yes, 28% is us being conservative. We mapped exactly where your money goes.
From founders like you
“I had an allergic reaction to every lender that cold-called me. What I actually wanted was a partner who understood my supply chain — not someone trying to close a deal.”
“One lender quoted me a factor rate. Another gave me an APR. A third used a weekly repayment structure. I had no way to compare what I was actually paying.”
“We were extremely reluctant to connect our banking APIs. The idea of our financial data being shared around without our control was a non-starter.”
“I kept getting told I was pre-approved, only to find out the real terms were nothing like what was advertised. The whole process felt designed to waste my time.”
“Every broker I talked to was just shopping my data around to get the best commission for themselves. I never felt like anyone was actually on my side.”
“I didn’t need ten options. I needed one good one I could actually understand and trust. That shouldn’t be this hard.”
From the blog
Practical funding advice for CPG, DTC, and ecommerce founders.
One profile. Real offers. Total privacy. Get early access and be the first to experience a cheaper and more efficient way to fund your growth.
Free to join. Your data stays private.